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Tianjin Changwei International Financing Leasing Co., Ltd.

Focusing on developing automobile releasing business, Tianjin Changwei International Financing Leasing Co., Ltd. is jointly invested by Tianjin Xinhao Automobile Investment Co., Ltd. and Singapore Tianwu International Automobile Trading Co., Ltd. It owns financing leasing license, and its business scope includes financing leasing, operating lease, procurement of leased assets from China and abroad, processing and maintenance for residual value of leased property as well as consultation and guarantee of leasing transaction etc. 

    Since Changwei International was established, it has determined the strategy of promoting enterprise development by highly-competent talents. By recruiting elites from the industry of banking and finance, automobile distribution and leasing, the company rapidly establishes an elite team with strong specialization, rich industry experience and high-level education background.   

    Financing leasing:

    In brief, financing is achieved by means of “financing items”, and it is the second largest debt financing method in the world after bank credit. Financing leasing business has wide application field and innovation space and can effectively operate existing assets; as obligatory right and real right of the leasing company coexist, it is looser for guarantee, and formality is easier; in addition, the approach of returning leasing of financing leasing is very flexible.

Advantages of Financing Leasing:

Financing Leasing

Bank Loan

Loan from Financial Company

Low Credit Standing Guarantee Threshold

High Credit Standing Guarantee Threshold

Low Credit Standing Guarantee Threshold

Simple Procedures

Complicated Procedures

Simple Procedures

Over 100% finished automobile amount of financing is available

Only 60%~70% finished automobile amount of financing is available

Only 60%~70% finished automobile amount of financing is available

Facing both Enterprises and Individuals

Facing both Enterprises and Individuals

Mainly Facing Individuals

Trans-regional sales is realizable 

Trans-regional sales is not realizable

Trans-regional sales is not realizable

Value for Financing Leasing:

1. Reasonably settle the property establishment restriction problems;

2. Provide solutions to license restrictions issued by local government in order to handle the traffic jam problem;

3. Reduce personal financial burden;

4. Avoid capital tied up and improve capital usage rate;

5. Break through budget constraints without increasing fixed assets or occupying loan limit;

6. Rental will be recorded in account as expense, so it will defer payment of income tax reasonably;

7. Rental payment and vehicle treatment method at the end of term is flexible;